The Samoa decimal currency is the Tala (dollar) and Sene (cent): 100 Sene = ST$1 (Tala). All major foreign currencies are exchangeable in Samoa. Samoa Tala can also be purchased outside the country from a few selected banks, however you will need to check with your bank if you can order some before you depart. Credit cards (Visa, Mastercard, American Express, Diners & JCB) are widely accepted in the major hotels, restaurants and stores. Travellers’ cheques are also widely accepted at major banks and hotels. Eftpos machines are found throughout Upolu and Savaii in major hotels, resorts and supermarkets and accept the following cards – Visa, Mastercard, Cirrus, Amex, JCB & Plus Cards and Access International Debit Card.
ANZ and Westpac are the two international banks found in Samoa. Both have branches at the international airport, in Apia and at Salelologa on Savaii. ATMs are located in and around Apia and one on the island of Savaii. Travellers can use credit cards in the machines but you are required to have a PIN number to withdraw cash.